Prestación por dependencia en un plan de pensiones en función de la mortalidad específica del beneficiario

  1. J. Iñaki De La Peña 1
  2. Cristina Fernández Ramos 1
  3. Herrera, Ana T. 1
  4. Iván Iturricastillo 1
  5. Noemí Peña Miguel 1
  1. 1 Universidad del País Vasco/Euskal Herriko Unibertsitatea
    info

    Universidad del País Vasco/Euskal Herriko Unibertsitatea

    Lejona, España

    ROR https://ror.org/000xsnr85

Journal:
Economía española y Protección Social

ISSN: 1889-5956,  2386-379X

Year of publication: 2017

Issue: 9

Pages: 61-94

Type: Article

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More publications in: Economía española y Protección Social

Abstract

One of the contingencies into a pension plan is the dependence in high degrees (severe or great dependence). The inclusion into the pension scheme asks a series of considerations to face this contingency. The aim of this work is to develop the methodology to incorporate this benefit into a pension plan that is running and bears in mind the different mortality rates between the beneficiary and the dependent. Upon this point of view, the system allows a financial - actuarial equivalence to determine the equivalent benefit for the beneficiary under an equivalent actuarial factor. Thus, there is obtained an equitable system according to every personal situation. That is doing an adjustment of the benefit under biometric situation of the beneficiary adding a social aspect to the pension plan.

Data source: Dialnet