Accesibilidad y profundidad del Sistema financiero: algunas implicaciones para los objetivos de desarrollo y las microfinanzas

Abstract

The shortcomings of many local financial systems keep them out of reach for large sections of population, meaning an important limitation for the processes of development . This situation has motivated initiatives such as the microfinance programmes, which try to extend the coverage of financial services �specially the credit� and to advance in the fight against poverty . However, the definition of the key variables that determine accessibility to the financial system, and the very relationship between financial system and development goals, are far from clear . This paper studies the relations between variables relative to the behaviour of the financial system, trying to identify their impact in the poorest countries in order to advance towards inclusive financial systems.